Calculating Your Asking Price

 

The best answer is get help from a real estate professional. But, if you only have a few minutes for a video, here are five points to consider.

1. Start With Measurement Learn the average per-square-foot price for recent sales in your neighborhood. That will not set your final price, but it is a baseline buyers will use.

2. Get Comparisons Ask for Comparative Market Analysis – comps – from several agents. Go through each comp with each agent to understand both competitive homes on the market AND each agents potential approach to yours.

3. Market Research. Do your own! – not just online, but in person. That will help you understand your market conditions and the buyers perspective realistically. Markets get hot and cold, up and down, and yours defines the sales envelope for your home.

4. Consider All Terms Price isnt all there is to a sale. Can you close faster? Finance or lease-option the sale yourself? Cover some closing costs? Your flexibility can make sales leverage.

5. It is Not Personal. The hardest tip of all. Most people are emotional about their home. Pricing, in the long run, is going to logical. Theyre buying your house,not your home & memories. Find a real estate professional you like and trustand let them help you through the process.

Applying For A Mortgage: Why So Much Paperwork?

Mortgage-Paperwork

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.

Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history.

The government has set new guidelines that now demand that the bank prove beyond any doubt that you are indeed capable of affording the mortgage. During the run-up in the housing market, many people ‘qualified’ for mortgages that they could never pay back. This led to millions of families losing their home. The government wants to make sure this can’t happen again
The banks don’t want to be in the real estate business. Over the last seven years, banks were forced to take on the responsibility of liquidating millions of foreclosures and also negotiating another million plus short sales. Just like the government, they don’t want more foreclosures. For that reason, they need to double (maybe even triple) check everything on the application.
However, there is some good news in the situation. The housing crash that mandated that banks be extremely strict on paperwork requirements also allowed you to get a mortgage interest rate probably at or below 4%.

The friends and family who bought homes ten or twenty ago experienced a simpler mortgage application process but also paid a higher interest rate (the average 30 year fixed rate mortgage was 8.12% in the 1990’s and 6.29% in the 2000’s). If you went to the bank and offered to pay 7% instead of <4%, they would probably bend over backwards to make the process much easier.

Bottom Line

Instead of concentrating on the additional paperwork required, let’s be thankful that we are able to buy a home at historically low rates.

Tired of renting and/or being a Tenant(s)? Thinking of selling your home?, looking to upgrade?, First Time buyer(s)? Buying your dream home this year? Call us, you know you can count on our help every step of the way while reaching your goal faster, easier and with a smile on your face. 📞786.554.8063 📧George@GeorgeAssal.com 💻 www.GeorgeAssal.com

Onyx on the Bay – For Rent

Onyx on the Bay is the name given to the tallest building in the Onyx on the Bay is a luxury building/complex in Miami, Florida, United States. Located in northern Midtown Miami, the tower was completed in 2007.

Onyx on the Bay - Exterior
Onyx on the Bay – Exterior

It is 27 floors and 308 feet (94 m) tall with 118 units, there are six different floor plans raging in size from 886 to 3,386 SQF, there are also five penthouses. The building is located on Northeast 25th Street between Biscayne Avenue and the oceanfront, also known as the Art District; it is a development of BAP/GGM development.

Water view from balcony
Water view from balcony

The unit that I’m presenting you today, is a sensational 2 bedrooms and 2.5 bathrooms, completely renovated with, marble floors throughout including the balconies, custom made closets, Italian kitchen and granite counter tops.

Living and Kitchen Area
Living and Kitchen Area

Living in Onyx on the Bay is like living in a heaven with his beautiful exterior and interior design and their VIP service with 24hrs concierge. Onyx on the Bay is minutes away from Downtown Miami, Brickell, South Beach, Midtown, Shops and Restaurant.

Master Bedroom
Master Bedroom

Interested in Selling, Buying, Renting in Brickell, Downtown, Coconut Grove, Coral Gables and surrounding areas? Call me 786.554.8063 or email me George@GeorgeAssal.com, I can help, because working with someone who knows the numbers and area is crucial.

George Assal PA

ARIA ON THE BAY – It’s all about the atmosphere

Aria on the Bay located in the heart of the Arts and Entertainment District, more specific 1770 North BayShore Drive Miami FL 33137. With 53 Stories into the sky, this project offers in all units, 9-foot glass from floor to ceiling, being the smallest 813 sqft and the biggest over 2,365 sqft plus balcony for the amazing water and city views.

 

ARIA
ARIA Entrance

From this enviable location, residents can enjoy immediate access to the neighboring Adrienne Arsht Center for the Performing Arts, Arts & Science Museums and Miami World Resort for shopping and entertainment along with a myriad of dining options and boutiques. In just 10 minutes one can be enjoying the pristine beaches of Miami, Brickell’s financial district. Design District, Wynwood and Midtown. Miami International Airport, Coconut Grove, Coral Gables.

Aria Lifestyle
Aria Lifestyle

Building Features:

.-2-Curved Sunrise and Sunset pools, .-Jacuzzi overlooking Biscayne Bay Expansive sun deck and lounge area, -.Expansive Indoor/ Outdoor social room with bar 24-Hour concierge and on-site monitoring,.-Controlled-entry garage with assigned parkingValet parkingStreet-level retail and office spaceHigh-speed wireless internet in social spaces, .-State of the art Gym and Yoga StudioOutdoor fire pit with custom seating, .-BBQ area with summer kitchen featuresGreat room with social areas including pool tables and flat screen TV’s, .-Private spa and massage treatment areasBlow-dry, .-manicure and pedicure stationsChildren’s PoolGame room and libraryScreening room/ theatreTeen lounge and Kid’s Playroom, .-Business center with conference room and offices.

Location / View
Location / View

 

Residence Features

1 to 3 bedroom+Den grand residences, .-Spacious, open-plan living, dinning and kitchen areas, .-Modern custom-designed cabinetry and European-style kitchens!Private elevator access on select units.

Aria From The Water
Aria From The Water

 

Floor Plans

ARIA Floor Plans

 

ARIA Units description

 

Contact George Assal  for more info

Contact me for more info
Contact me for more info

Park Grove in Coconut Grove.

Park Grove in Coconut Grove.

Most ambitious architecture/project to date


The New Park Grove Condo Project is selling quickly; this luxury condo project is located in Coconut Grove more specific in the middle of a newly developed waterfront park. The condo project has 3 towers with great investment values.

PARK GROVE FLOOR PLAN

Designed by OMA and rem KOOLHAAS, the striking towers of PARK GROVE set a new architectural standard in the quiet seaside enclave of Coconut Grove.

stunning-towers

Park Grove Residences will blow everyone expectations with their high-end waterfront project. With amenities that will take you to the next level and to better your experience, The Park grove Condo offers pools, fitness, yoga, a private chef, yes a private chef and much more.

daytime

As the first Luxury Condo in Coconut Grove to be built after Grove at Grand Bay, makes this project most ambitious architecture/project to date

airy-open-kitchens

sun-filled-living-rooms


Contact me For more info about Park Grove and any other projects / new constructions in Miami or South Florida Business card

Just Listed – FOR RENT – 1901 Brickell – $1,850.00

Waterfront 1BR/1.5BA with Bay & City views, balcony, washer/dryer, covered parking space, walk-in closet and plenty of storage space. Has tile floors throughout, except to the den, which has new carpet. Excellent location, near to Mary Brickell Village, entertainment and public transportation. Rent includes water/sewer and all amenities:  pool, great gym, sauna, tennis courts, basketball, indoor racquetball, billiards, cafe/convenience store, marina and much more. Can be rented furnished or unfurnished.

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I am a Brickell real estate specialist. If you would like to schedule a buyer or seller meeting with me, please feel free to call me directly at 786.554.8063 or via email George@GeorgeAssal.com

400 Sunny Isles – Lifestyle

ARCHITECTURE AND DESIGN

. – Designed by renowned Architect Chad Oppenheim

. – Working drawings by Architect of Record Kobi Karp

. – A waterfront haven, stretching an expansive 640 feet directly on Biscayne Bay

. – Two impressive 20-story glass towers with a total of 230 units, each with direct bay, ocean, and park views

. – An open-air arrival courtyard designed by Urbanica Group boasting exotic woods, greenery and serene water features

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SERVICES

. – Full-time concierge

. – 24-hour complimentary valet parking

. – 24-hour attended and camera-monitored security in select areas powered by the latest surveillance equipment

. – Business center and multi-purpose media and meeting room

. – Party and entertainment areas

. – Secure undercover garage with assigned parking

. – Bike and Jet Ski storage available

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BOATING

. – Private marina with dry and wet dock slips available

. – Marina fully-equipped and serviced with special marine concierge program

. – Immediate access to the Intracoastal Waterway with Atlantic Ocean access just minutes away

. – Fractional yacht ownership offered

. – Boat rentals available

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LUXURY SPA AND REJUVENATION CENTER

. – Co-ed and private spa with saunas, steam room, and Jacuzzis with distinct temperatures in a relaxing waterfall atmosphere

. – A unique Rejuvenation Center offering the latest techniques in relaxation and beauty treatments available

. – Bay front, state-of-the-art fitness center with aerobic/yoga room, offering the latest in both traditional and cutting-edge exercise equipment

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BAYFRONT LOUNGE AREA

. – The Sandbox, a proposed yacht and beach-style club bistro with a relaxed lounge atmosphere overlooking the bay and marina

 

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I’m a local Real Estate Agent in Miami, I’ve been very successful in finding the right property for my buyers and getting homes sold . Let’s talk as soon as possible, you can reach me at 786.554.8063 or send me an emailGeorge@GeorgeAssal.com you can also visit http://www.GeorgeAssal.co

11 Properties SOLD in the past 30 days in Palmetto Bay Area

11 Properties SOLD in the past 30 days in Palmetto Bay Area

I’m a local Real Estate Agent in Miami, I’ve been very successful in finding buyers and getting homes sold in your area, I would like to show you how I can do the same for you.

Houses are selling, and in fact now is a critical time to rely on a professional with a proven track record like mine. With the correct plan of action your house should be sold quickly and get the most money the market is offering. Let’s talk as soon as possible, you can reach me at 786.554.8063 or send me an email George@GeorgeAssal.com you can also visit http://www.GeorgeAssal.com

Cielo on the Bay!!!

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Cielo on the Bay is a boutique 16-story condominium consisting of 36 residences located at 7935 East Drive in the exclusive Harbor Island, North Bay Village. Two and Three bedroom residences from 1,840 to 1,954 sq.ft. under air. Prices from the low 500’s to the 800’s. All residences feature unobstructed panoramic bay and city skyline views, spacious flow-through plans, oversized terraces and private elevators. Cielo has a private rooftop pool and sun deck with lush landscaping, a gym with top of the line equipment, entertainment lounge and private marina. Designed by renowned architect Luis Revuelta and interiors by Steven G.

Let me know if you have someone interested

 

George R. Assal

Broker-Associate® | BBF Member | Property Manager

REO & Short Sale Specialist |English- Español

C: 786.554.8063|George@GeorgeAssal.com  | www.GeorgeAssal.co